Clarity First
Plain-English explanations, side-by-side numbers, and honest answers — even when the honest answer is "stay with your current bank."
For centuries, travellers found their way home by the North Star. That's the promise behind our name — steady, reliable guidance to the right destination.
Dave founded NorthStar Mortgage Advisory with a simple belief: getting a home loan shouldn't feel like a second job. As an entrepreneur and property developer himself, he's sat on both sides of the lending table — so he knows what lenders look for, and what borrowers worry about.
Every client works directly with Dave, not a call centre. From the first conversation to settlement day and the annual reviews after, you'll always know where your application stands and why each recommendation was made.
Dave holds a Certificate IV in Finance & Mortgage Broking and is a member of the Finance Brokers Association of Australia. Based in Gloucester on the NSW Mid-Coast, he has developed property in his own right — so the advice you get comes from someone who has personally weathered construction loans, valuations and settlement days. And as a proud Filipino-Australian, Dave knows first-hand what it means to build a life and a future here, which is why helping families secure their first Australian home remains the most rewarding part of the job.
Plain-English explanations, side-by-side numbers, and honest answers — even when the honest answer is "stay with your current bank."
Mortgage brokers owe you a Best Interests Duty — banks don't. Our recommendations are legally required to put you first, and we welcome that standard.
Settlement isn't goodbye. We review your loan every year and flag when the market moves in your favour.
A free 30-minute conversation — no pressure, no obligation, no jargon.
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