Mortgage & finance broking — Gloucester NSW & Australia-wide 0485 834 343 dave@northstarmortgage.com.au
About Us

The Star You Steer By

For centuries, travellers found their way home by the North Star. That's the promise behind our name — steady, reliable guidance to the right destination.

Dave Abalos, Principal Broker at NorthStar Mortgage Advisory
Your Broker

Dave Abalos, Principal Broker

Dave founded NorthStar Mortgage Advisory with a simple belief: getting a home loan shouldn't feel like a second job. As an entrepreneur and property developer himself, he's sat on both sides of the lending table — so he knows what lenders look for, and what borrowers worry about.

Every client works directly with Dave, not a call centre. From the first conversation to settlement day and the annual reviews after, you'll always know where your application stands and why each recommendation was made.

Dave holds a Certificate IV in Finance & Mortgage Broking and is a member of the Finance Brokers Association of Australia. Based in Gloucester on the NSW Mid-Coast, he has developed property in his own right — so the advice you get comes from someone who has personally weathered construction loans, valuations and settlement days. And as a proud Filipino-Australian, Dave knows first-hand what it means to build a life and a future here, which is why helping families secure their first Australian home remains the most rewarding part of the job.

Best Interests Duty — always 40+ lenders on panel FBAA Member M-362692 Property developer's insight
Our Values

How We Work

🧭

Clarity First

Plain-English explanations, side-by-side numbers, and honest answers — even when the honest answer is "stay with your current bank."

🤝

Your Interests, By Law

Mortgage brokers owe you a Best Interests Duty — banks don't. Our recommendations are legally required to put you first, and we welcome that standard.

📞

Relationships, Not Transactions

Settlement isn't goodbye. We review your loan every year and flag when the market moves in your favour.

Let's Talk About Your Goals

A free 30-minute conversation — no pressure, no obligation, no jargon.

Book My Free Consultation