Mortgage & finance broking — Gloucester NSW & Australia-wide 0485 834 343 dave@northstarmortgage.com.au
Our Services

Lending Expertise, Whatever Your Goal

Every client's situation is different. Here's how we help — and every engagement starts with a free consultation.

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First Home Buyers

Buying your first home is exciting — and confusing. We demystify deposits, Lenders Mortgage Insurance, the First Home Guarantee and state grants, then match you with lenders who welcome first-time buyers. You'll know exactly what you can afford before you start inspecting.

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Refinancing

If you haven't reviewed your loan in two years, you're probably paying a loyalty tax. We benchmark your rate against the market, negotiate with your current lender, and switch you only when the numbers clearly stack up — including all switching costs.

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Investment Loans

The right structure can make a real difference to cash flow and tax outcomes. We work alongside your accountant on interest-only strategies, equity release for deposits, and portfolio structures designed to support your next purchase, not block it.

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Construction & Development Finance

Building or developing needs a different kind of loan. We arrange construction loans with progressive drawdowns, land-and-build packages, and development finance for small multi-dwelling projects in NSW.

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Self-Employed & Business Lending

Great business, messy paperwork? We know which lenders assess self-employed income fairly, and we arrange low-doc and alt-doc loans, commercial property finance, and equipment funding.

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Free Loan Health Check

Send us your current loan details and we'll benchmark them against today's market — free. If you're already on a great deal, we'll say so. If not, you'll see exactly what switching would save.

Not Sure Which Path Fits?

That's what the free consultation is for. Bring your questions — leave with a clear plan.

Book My Free Consultation